If you’re a business owner, then you’re probably tuned in with the fact that contents insurance for burglary, extreme weather events and accidental damage is a necessity for protecting your company’s assets from the unexpected. But, if a flood struck your premises, not only would it damage your contents, but it could also cease operations from your workplace. You’re likely to get help paying for damages through your content’s insurance, but what about the loss of earnings incurred? That’s where business interruption insurance comes in handy.
If one thing’s for sure, the Australian agriculture industry is one tough cookie, having developed great resilience from the extended drought, devastating bushfires and the current COVID-19 global pandemic. Being a farmer is unpredictable at the best of times and being an Aussie farmer can be even more complicated. In the immortal words of Forest Gump - “(Farmer) life is like a box of chocolates. You never know what you’re gonna get” - or something along those lines. We take a look at the current situation for farmers, the impacts of the pandemic, the sources of help available to farmers and how you can manage your risk to protect your farm.
Do you need an insurance broker?
These days with nearly everything at our fingertips with the click of a button, is there any need for an insurance broker? Before we can answer that question, it's worth understanding what an insurance broker is, and what they do.
Make a resolution to review your policies and coverage.
As we begin a New Year, many of you have put together some New Year’s resolutions. Of course this makes going into a New Year fun and helps a person develop some goals. This is also an excellent time to re-evaluate your insurance solution... check out our insurance checklist to get you started!
We loved reading this client compliment about our teammate Kaitlin O'Sullivan's brilliant service and work ethic!
According to the 2017 Australian seasonal bushfire outlook, parts of the country are likely to see earlier and more active incidents of bushfire than other years. This is largely due to a combination of weather conditions this past winter, resulting in vast amounts of dry vegetation. With the increased risk it's critical that you take necessary precautions in mitigating your bushfire risk and checking that you have the right insurance solution before it's too late.