Having a hard time getting your houseboat insured? You’re not the only one. If your journey to break free from brick and mortar has been slowed down by the scarcity of — and increase in — premiums, we’re here to help. In our latest article, we explore why difficult to place risk is causing concern for insurers and share some top tips on getting the best cover for your floating home. See for yourself.
The rate of change in the agriculture industry is unstoppable, fuelled by technological innovations while challenged by environmental uncertainty.
Will the future of farming be a blend of old and new? Or will the farms of tomorrow be unrecognisable? Our latest article explores just that, by looking at 4 trends that are shaping the future of the industry. Take a look.
Preparing our homes for bushfire season is just a regular part of our yearly routine. But what about our businesses? Being prepared can improve recovery — helping you bounce back faster, while the unprepared remain closed. With that in mind, our latest article explores the factors fuelling Australia’s bushfires and how you, as a business owner, can prepare for what’s to come.
From bushfires to pandemics, emergencies and disasters can strike unpredictably, fogging our future and driving panic. We all prepare for disasters differently, but new research shows there are four types of disaster preppers – and the distinction matters. Find out which disaster preparedness type you are.
Now, more than ever, business leaders can be held responsible for a wide range of corporate issues. In an increasingly litigious world, your company’s officers and board of directors are personally at risk to incur financially crippling lawsuits. Even in a company with limited liability status, personal liability is unlimited.
With directors and officers (D&O) liability insurance, you can turn your attention to acquiring the best talent and running your company, instead of worrying over protracted litigation. Find out more:
Underinsurance can mean that a bad situation quickly spirals into a disaster. Whether it's home, business, vehicle or otherwise, your current policies may be inadequate for your needs.
So, if you’re taking a risk by leaving yourself underinsured just to save a few pennies, you might want to consider how you’d fork out the added costs should you need to make a claim.
Luckily, knowing how underinsurance occurs, the risks involved and how to reduce them can help you get adequate cover in place to protect your pocket. Take a look at our latest advice to sidestep the unnecessary trouble of underinsurance:
Whether it be sugar and starch, cotton or corn, crops are key in providing food for humans and fodder for livestock. We’ve got farmers to thank for the clothes on our back and the food on our plate. But the journey from farm to table can be a bumpy ride, which Aussie farmers know first-hand.
From hand tools to power tools, machinery and beyond, tradespeople know the drill when it comes to the importance of their equipment. Whether you’re a plumber with a belt carrying spanners and screws, or a brickie with a cement mixer and trowel, your tools are your mighty asset. But, with great power comes great responsibility - and working with a range of tools can increase your safety risks as a tradie.
If you’re a business owner, then you’re probably tuned in with the fact that contents insurance for burglary, extreme weather events and accidental damage is a necessity for protecting your company’s assets from the unexpected. But, if a flood struck your premises, not only would it damage your contents, but it could also cease operations from your workplace. You’re likely to get help paying for damages through your content’s insurance, but what about the loss of earnings incurred? That’s where business interruption insurance comes in handy.
Having an insurance broker in your corner can give your business tailored insurance policies to suit your needs. With all the know-how needed to support individual clients, the value of a broker goes above and beyond that of a price comparison website.