Why is houseboat insurance so hard to get and how can I use risk management to ease insurer concerns?

Having a hard time getting your houseboat insured? You’re not the only one. If your journey to break free from brick and mortar has been slowed down by the scarcity of — and increase in — premiums, we’re here to help. In our latest article, we explore why difficult to place risk is causing concern for insurers and share some top tips on getting the best cover for your floating home. See for yourself.

Read more

What to know about D&O: Directors Liability Insurance

directors liability insurance

Now, more than ever, business leaders can be held responsible for a wide range of corporate issues. In an increasingly litigious world, your company’s officers and board of directors are personally at risk to incur financially crippling lawsuits. Even in a company with limited liability status, personal liability is unlimited.

With directors and officers (D&O) liability insurance, you can turn your attention to acquiring the best talent and running your company, instead of worrying over protracted litigation. Find out more:

Read more

How to sidestep the unnecessary trouble of being underinsured

Underinsurance

Underinsurance can mean that a bad situation quickly spirals into a disaster. Whether it's home, business, vehicle or otherwise, your current policies may be inadequate for your needs.
So, if you’re taking a risk by leaving yourself underinsured just to save a few pennies, you might want to consider how you’d fork out the added costs should you need to make a claim.

Luckily, knowing how underinsurance occurs, the risks involved and how to reduce them can help you get adequate cover in place to protect your pocket. Take a look at our latest advice to sidestep the unnecessary trouble of underinsurance:

Read more

Tradies: Safety suggestions to keep your tools on your side

Tradies and his tools

From hand tools to power tools, machinery and beyond, tradespeople know the drill when it comes to the importance of their equipment. Whether you’re a plumber with a belt carrying spanners and screws, or a brickie with a cement mixer and trowel, your tools are your mighty asset. But, with great power comes great responsibility - and working with a range of tools can increase your safety risks as a tradie.

Read more

Bounce back into action faster with business interruption insurance

Business interruption

If you’re a business owner, then you’re probably tuned in with the fact that contents insurance for burglary, extreme weather events and accidental damage is a necessity for protecting your company’s assets from the unexpected. But, if a flood struck your premises, not only would it damage your contents, but it could also cease operations from your workplace. You’re likely to get help paying for damages through your content’s insurance, but what about the loss of earnings incurred? That’s where business interruption insurance comes in handy.

Read more